Adult. Did you know that 50% of people 65 years or older will spend some time in a nursing home and that it costs $8,000 a month for such care? Because neither health insurance nor Medicare covers these costs, losing your life savings in these situations is a natural fear. Learn about ways to avoid the nursing home, in-home care options, payment options, long term care insurance, life insurance conversions and hybrids, Veteran’s and Medicaid benefits, special needs trusts and more. There have been significant changes to the Medicaid and VA rules. Learn how to prevent Medicaid's estate recovery process from impacting your family. Register additional people for only $10 each! Instructor: Christopher Lindsay, Elder Law attorney. 1 class.